P&C Underwriter

Job title: Property & Casualty Underwriter

Salary: £40,000 – £50,000 DOE

Location: Birmingham

PURPOSE OF ROLE 

Lawes Consulting is supporting a top-tier insurer in recruiting a skilled Property & Casualty Underwriter to join their Birmingham office. This role is ideal for someone looking to underwrite a varied book across Property, Liability, Combined, and Construction, working with a mix of national and independent brokers.

RESPONSIBILITIES 

• Underwrite and manage a portfolio across core commercial classes
• Develop and maintain relationships with regional broker partners
• Assess risks accurately and deliver profitable underwriting decisions
• Contribute to new business growth and retention in line with regional strategy
• Provide input into pricing, risk appetite, and broker development initiatives
• Collaborate across teams to support operational and financial goals

DAY-TO-DAY 

• Underwrite new and renewal cases ranging from £10k GWP to high-value risks
• Actively support both new business and existing business
• Engage regularly with national and local brokers to build long-term partnerships
• Apply a balanced approach to underwriting-combining technical insight with commercial judgement

EXPERIENCE 

• 2-3 years minimum in commercial underwriting, ideally across Property, Liability, and Combined
• Experience with UK-based commercial risks and broker distribution
• Composite insurer background preferred, though strong MGA or binder-underwriting experience will be considered
• Solid understanding of trading with both large national and independent brokers

SKILLS 

• Strong analytical and risk assessment capabilities
• Confident communicator with excellent broker-facing skills
• Commercial mindset with a focus on underwriting discipline
• Proficient in prioritising workloads and managing a varied case pipeline
• Technically sound in underwriting construction and combined commercial risks

If you have the relevant experience or know someone that does please contact me now on 07889672926 or email us at admin@lawesgroup.co.uk